How to Enable and Use the Open Credit Card Payment Method

Performing an “open credit card” payment does NOT capture a payment.  Instead, it processes a $1.00 pre-authorization to capture a token for future use.  It proves the customer’s card has at least $1.00 available.  This form of “deposit” is riskier than taking a credit card sale for the deposit or capturing a pre-authorized amount because the cardholder is not guaranteed to have more than $1.00.

If using the “open credit card” payment option is a good fit for your business, you can enable it by:

1. Navigate to Program Files > Configuration > System Configurations > Parameters
2. Click the Drawer tab
3. In the Payment Methods Allowed section, check-box Allow Open Credit Cards
4. Click the OK button to save and exit
5. Workstations must exit Point of Rental and get back in to begin using it

From the contract payment screen, you will now see the R – Open Credit Card payment method.  Please be aware the total payment always equates to $0.00 since no payment is actually captured.

The contract’s payment history will have a payment record for $0.00 with a masked credit card number and authorization number indicating an “open credit card” payment.

* Note – If a partial payment has been made then Open Credit Card will not be an option to choose from on the menu. You will use the credit card option for the remainder of the payment.